Personal grants are monetary aids given by the federal government and non-profits to individuals facing financial challenges. You can apply the grants for personal use and bills and in any other situation that requires some extra cash. When you qualify for the funding, it is not a debt; you don't have to pay it back because the government gives it for free.

Personal grants differ from other government financial assistance such as housing and business grants. Hence, you can use them in more ways since the government doesn't require you to use them for a specific purpose.

If you are facing financial problems, consider applying for personal grants to get the cash you need to alleviate stress, get a fresh start, or improve your current situation. However, you must understand that the personal grant application requires knowledge and enough time. That is because each granter provides applicants' requirements to qualify.

A single mistake on the application forms can disqualify you no matter how many times you apply. Hence, you should read and understand the funder's requirements before applying. That will increase your chances of getting the financing you need so badly.
 

How You Can Use Personal Grants Once You Qualify

One of the situations that may require you to apply for personal grants is when you need money, such as after losing a job or when in need of extra cash. For example, you may need additional cash flow for school fees, health supplies and services, and home improvements. People having health problems, unemployed and disabled can also apply for personal grants for different issues. You may also use the grants to pay for legal services, pay off debt, and several other matters such as:
• Fueling your car
• Paying for public transportation
• Settling real estate taxes
• Buying a new vehicle
• Purchasing school or college supplies
• Paying for education or training
• Buying a new home
• Renovating or repairing your current home
• Buying insurance
• Paying medical bills and purchasing prescription medicines
• Paying rent, mortgage, and utilities, among other household expenses
 

How to Apply for Personal Grants

Having understood some of the personal grants you can apply for, you may feel the need to try your luck now. While the grant application process is simple, there is high competition since many people send out applications. Although several private organizations, charitable foundations, and government agencies give the funding, it might be challenging to get short-listed. However, some ways give you a higher chance of getting the personal grant you need.

The best approach is to concentrate on a few individual grants that you are sure to meet their requirements. Since you need to be sure about the information and documents you provide when applying, it would help to get assistance from someone experienced to assist you in applying. The grant writer will read all the funder's requirements and explain to you all you need to avail while sending the application.

Additionally, the grant application expert will guide you on filling out the forms to ensure you only include correct details and leave no space unfilled. Ensure to submit the application forms before the deadline to avoid disqualification before the short-listing panel goes through your documents.
 

Find Out if You Qualified

After submitting the proposal, the granter will inform you when they receive it. They will also provide you with a tracking code to check how the application goes. The funding organization will notify you whether the short-listing panel has rejected or accepted your application. Then, use the tracking number to follow up on the procedure on the funder's website to find out if you qualify or not.
 

If the Granting Organization Rejects Your Application, Find Out the Reason

In some instances, you may not qualify for the grant you need. It happens when you fail to provide all the requirements on the application documents. You should contact a grant writer to help fill out the application forms. If you don't qualify for funding, you may try your luck some other time. However, make sure you choose those you have a high chance of qualifying and provide all the requirements.

Whether it is your first time applying for grants or you have done it before, it would be best to evaluate your finances and determine whether it is a good idea to apply for financial assistance. Since several people have changed their lives through personal grants, you can try your luck too.