Grants are an invaluable resource for those struggling to make ends meet and provide for their family. A wide range of grants is available from the federal government, state governments, private organizations, and charitable trusts that offer financial support to individuals who need it most.

When finding grants, it's best to start with the federal government first. The US Department of Health and Human Services is a great source for finding federal grants available to needy individuals or families. They offer a wide range of programs, including food assistance, housing assistance, employment and training services, energy assistance, and more. Additionally, they provide detailed information on how to apply and what eligibility requirements must be met before you apply.
 

Top Grants Available in 2023

1. FEMA's Individual and Household Program - This program assists individuals with disaster-related expenses, like losses from home or personal property damage. It's available in all 50 states, Puerto Rico, and the US Virgin Islands.

2. SSI/SSDI Outreach, Access, and Recovery - This grant is intended to assist individuals who are disabled, homeless, living in poverty, or otherwise unable to work due to a disability to receive Supplemental Security Income (SSI) or Social Security Disability Insurance (SSDI).

3. Public Housing – This program provides rental assistance to low-income families unable to afford market-rate housing due to their income level.

4. TANF – The Temporary Assistance for Needy Families program provides cash assistance to families with dependent children experiencing financial hardship due to unemployment or low wages.

5. Pell Grant Program – This grant is designed to provide financial aid to students from low-income households who want to pursue higher education but need help covering tuition costs.

6. Low-Income Home Energy Assistance Program – This program assists households with limited incomes with difficulty affording energy costs.

7. Veteran's Affairs Program – This program provides financial support for veterans and their families who need housing, education, employment assistance, medical care, disability compensation, and more.

8. SNAP – The Supplemental Nutrition Assistance Program provides assistance for low-income households to help them purchase food and other essential household items.

9 . Child Care and Development Fund – This program helps families pay for childcare expenses so that parents can work or attend school without worrying about the cost of childcare.
 

Best Personal Grants to Apply For

1. The Women's Independence Scholarship Program – This program provides scholarships to women who are survivors of domestic violence and need help covering the cost of their education. It's available in all 50 states, the District of Columbia, Puerto Rico, and US territories.

2. The Dream Grant – This grant is designed to assist students from low-income households looking to pursue higher education but who don't have the funds necessary to cover tuition costs.

3. American Indian College Fund– This grant is designed to provide educational opportunities for Native Americans by helping them pay for college expenses such as tuition, fees, books, and more.

4. Microsoft Corporation Scholarships – This program provides scholarships to high school seniors, college and university students interested in pursuing a computer science or engineering career.

5. The Google Lime Scholarship - This scholarship is designed to provide financial assistance for students with disabilities who want to pursue higher education but don't have the funds necessary to cover tuition costs.

6. The Hispanic Scholarship Fund – This program provides scholarships to Latino students interested in pursuing higher education but who don't have the funds necessary to cover tuition costs.

7. United Negro College Fund – This program helps African American students pursue a college degree by providing them with financial assistance for tuition, fees, books, and other essential educational needs and accessories.

8. The Gates Millennium Scholarship Program – This program assists high school seniors or college students who are members of minority groups and need help covering tuition costs.

9. Apple Scholarships – This program provides scholarships to high school seniors and college students interested in pursuing a computer science or engineering related careers.
 

How to Qualify for Top Grants

You must meet certain eligibility criteria to qualify for the above top grants. Generally speaking, this includes having a low income and limited resources. Eligibility requirements may also include factors such as citizenship status and age. Additionally, most grants have specific application processes that require submitting proof of need and other forms of documentation.

If you are eligible for one of these grants, familiarize yourself with the specific eligibility requirements and application process to maximize your chances of success. Researching and being prepared for the application will help ensure you have all the information needed to apply for the grant successfully.