Need-To-Know Insights, Guidance, and News to Secure Your Benefits
Find expertly crafted articles, the latest updates, and practical advice here to easily navigate the ever-evolving world of benefits.
What You Need to Know about Federal Grants and Watching Out for Scams
There's a lot of talk about grants these days, but do you really know what they're about? Is there any way to obtain personal grants? What about grants given by the government? The experts are w...
Medicare Prior Authorization: How the WISeR Pilot Will Affect Medicare Patients in 2026
Starting in January 2026, some people on Original Medicare will face new rules about getting care. The Centers for Medicare & Medicaid Services (CMS) is launching a pilot program, k...
Consumer Borrowing Skyrockets: How This Trend Could Impact Your Wallet
In a significant shift, US consumer borrowing has surged to levels not seen in years. According to the latest data from the Federal Reserve, consumer credit increased by a staggering $40 billion in a si...
2026 Social Security COLA: What the 2.4% Increase Means for Retirees
Social Security beneficiaries may need to brace for a modest Cost-of-Living Adjustment (COLA) in 2026. Based on the latest inflation indicators, the estimated COLA increase stands at 2.4%, the smallest ad...
The Ultimate Guide to Tax-Free Retirement: States That Don't Tax Social Security Income
Retirement planning can feel like navigating a complex labyrinth, but one key aspect to consider is how your Social Security income will be taxed, depending on where you live. To si...
Need Extra Cash? These Stimulus Programs Are Paying Out in March 2025
With the cost of living on the rise, many Americans are turning to state-level stimulus programs to help manage expenses. Might help: Free Phones with Food Stamps: How to Get a Phone and Internet fo...
May 2025 TANF Benefits: How Much and When You’ll Get Paid
The Temporary Assistance for Needy Families (TANF) program is a vital support system for low-income families across the United States. Backed by federal funding but managed by individual states, TANF helps familie...
Is Using Your 401(k) to Pay Off Your Mortgage a Smart Move? Discover the Unexpected Pros and Cons
Retirement savings and homeownership are two pillars of financial security. But when you have a sizable 401(k) and a looming mortgage, you might wonder: should you dip into yo...
Understanding SSDI: Who Qualifies, How to Apply, and More
Claiming Social Security Disability Insurance won't be a huge hassle if you have the right information. In 2016, around 10.2 million Americans received disability benefits with an average monthly paymen...