IRS Free File Starts January 26, 2026: Who Qualifies and How to Get Your Refund Faster

The IRS has confirmed that the 2026 tax filing season opens January 26, 2026, for the 2025 tax year.

Filing early can help eligible taxpayers receive refunds faster and avoid last-minute issues.

The deadline to file is April 15, 2026. Extensions are available, but any taxes owed must still be paid by the deadline.

Who Is Eligible to File Starting January 26, 2026?

You can file as soon as the season opens if:

• You earned income in 2025

• You have your required tax documents (W-2s, 1099s, etc.)

• You plan to file electronically or by mail

Filing early is especially helpful for low- and moderate-income households expecting a refund.

Don't miss: IRS Refunds 2026: Here’s the Full Tax Calendar and What’s New This Season

How Filing Early Can Lead to a Faster Refund

You’re more likely to get your refund quickly if you:

• File in the first weeks of the season

• File electronically

• Choose direct deposit

Most early filers who meet these conditions receive refunds in under three weeks, barring delays.

Who Is Eligible for IRS Free File in 2026?

The IRS Free File program allows eligible taxpayers to file at no cost.

Guided Tax Software (Most Popular)

You are eligible if:

• Your Adjusted Gross Income (AGI) is $84,000 or less

• You want step-by-step guidance and automatic calculations

Some providers also offer free state tax filing, depending on age or location.

Free File Fillable Forms

• No income limit

• Best for people comfortable preparing their own taxes without guidance

Documents You’ll Need to File

Before January 26, have these ready:

• Last year’s return (for AGI or PIN verification)

• Social Security numbers or ITINs for everyone on the return

• Income forms (W-2, 1099-INT, 1099-G, 1099-R)

• Form 1095-A if you had Marketplace health insurance

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